I recently had lunch with a planner that I have been working with for about the last three years.  Although he had not really sent me many of his clients to work on their insurance needs we stayed in touch.  At lunch, I had asked him about his personal life insurance for he and his wife.  He was polite and let me know he and his wife were all set – they have a good friend in the insurance business.

If you have not already had the opportunity to read the book, The Tipping Point by Malcolm Gladwell, I strongly suggest that you do so. The book defines the Tipping Point as that magic moment when an idea, trend or social behavior crosses a threshold, tips, and spreads like wildfire.

I love family traditions – no matter how big or how small.  Our family has one tradition we do on Christmas Eve, which this year may have taken on new meaning.

We are a few weeks away from 2017 and at this point I would like to take a look back at some important developments in 2016 for Long Term Care and Term Insurance.

Do you have clients who have secured their life insurance through their employer group life insurance buy-up plan? If so, those clients are coming up on open enrollment in the next few weeks.  Open enrollment is the time of year when your client’s employer allows them to make benefit elections on things like health insurance, group life insurance, and group disability insurance.  In anticipation of your client’s open enrollment you may want to take a look at their group life insurance coverage and their buy-up options.  

Now that I have been in the life insurance marketplace as a producer for just over 31 years, I wanted to look back at the various different products that have made up the life insurance marketplace. 

With Father’s Day upon us I want to wish all you Dads out there a great day! As I think about Father’s Day I think of an article that our youngest daughter Julia wrote for her Sorority Newsletter/Blog back when she was a Freshman in college. Please see below and I hope you enjoy.

Marijuana is the most commonly used illegal drug in the United States and its use will increase as its recreational use has become legal in some states.

The main underwriting risk posed by the use of marijuana is the risk of damage to the lungs.  Also there may be an increase in risk as a result of accidents and the risks are higher if marijuana is mixed with other psychoactive or sedative drugs.